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Advance rent in Ghana, explained

What advance rent means, how much landlords can ask for, and how to plan for it.

Paddy · 1 November 2026 · 5 min read

On this page

  • What advance rent is
  • How to plan for it
  • What Paddy shows

Most landlords in Ghana ask for several months of rent before you move in. That upfront amount is the advance, and it is often the biggest part of a renter's budget.

What advance rent is

Advance rent is rent paid before the tenancy starts. If the monthly rent is GHS 3,800 and the landlord asks for six months, you pay GHS 22,800 before you move in.

The six-month cap

Ghana's Rent Act caps advance rent at six months. If a landlord asks for more, walk away and report the listing.

How to plan for it

Before you pay

  • Visit the home and meet the landlord.
  • Ask for proof that the landlord owns or can rent out the home.
  • Get the rent and advance in writing.
  • Pay the landlord directly and get a receipt.
  • Do not pay more than six months in advance.

What Paddy shows

Every home on Paddy shows the monthly rent and how many months the landlord wants, so you can plan before you fall in love with a place.

Homes that fit

Studio apartment for young professionalsStudio apartment for young professionalsStudio apartment for young professionalsStudio apartment for young professionals
Verified
Photos:1/4

East Legon, Accra

Studio apartment for young professionals

1 bed · 1 bath · Apartment · 1 views

GHS 3,500 /mo6 months advance
3-bedroom townhouse with a private garden3-bedroom townhouse with a private garden3-bedroom townhouse with a private garden3-bedroom townhouse with a private garden3-bedroom townhouse with a private garden3-bedroom townhouse with a private garden
Verified
Photos:1/6

Cantonments, Accra

3-bedroom townhouse with a private garden

3 bed · 4 bath · Townhouse

GHS 16,000 /mo3 months advance
4-bedroom house with a pool4-bedroom house with a pool4-bedroom house with a pool4-bedroom house with a pool4-bedroom house with a pool4-bedroom house with a pool
Verified
Photos:1/6

East Legon, Accra

4-bedroom house with a pool

4 bed · 5 bath · Apartment

GHS 18,000 /mo3 months advance

The short version

  • Advance rent is the rent you pay before you move in.
  • Ghana's Rent Act caps it at six months.
  • Every home on Paddy shows the advance up front.
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